Well, Indian Government is doing great, at least here. Indian government has developed BHIM App for Digital Payments. But only complainers write the review, I guess. Overall rating is 4.1 which is really very good keeping in mind that it is developed by government agencies.
UPI has become so popular that even street vendors accept payments through it. Best part is that it is Open source. It recorded more than USD $100 billion transactions in one month (October 2021)
It is so popular that amazon and google made their own interfaces for money transfers via UPI , AmazonPay and GooglePay respectively.
Even whatsapp integrated payment in the app.
Also, you might have seen UPI option in
Just scan the QR Code, enter amount, enter password and money sent. There is no transaction cost.
And off course, it is not mandatory.
I guess I went too far
Note: I do not have any political intentions
If cyber security was the only thing to consider, then probably yes.
But there are several other factors, like crime, pollution, economy etc. That Indian government has yet to deal with.
Most of the cyber scams in India are due to people's own stupidity nowadays. Like if you tell your banks password and even otp to some random caller, or get lured into buying cheap product and make advance payment online without verifying the source, you will obviously be scammed. These are most common scams in India nowadays.
But I never really recieved any scam phone call. May be because I keep my number and official email as private as possible. I install only fully legitimate and trusted apps in my phone. So, no scammer can sniff me ( at least I think so ).
ou they do .... We have the gdpr :D:D:D and the quick legal work arounds as "the data you provide && in order to use our services " lines in the agreements make the gdpr no sense.
So I agree with Naman "Privacy" if possible!!!
We are the one that provide the information or agree to give info away!
When I was in Denmark there was an app "krak" quite f...up of privacy point of view. Hope they have close down now.
I had phone call the other week saying my windows 10 installation had a virus and they needed me to allow them access to fix it as it had shown up?
I said thats funny i use garuda linux?
He hung up
He never fixed my virus