I can see how this can be frustrating and, as for a definitive answer, IMHO you’re going to have to do a bit of testing, I think. Trying different settings and setting fan curves within the system, to reach an acceptable level for you.
Explore the different settings like core control, fan settings and so on. Document your selections and record results.
There are many more knowledgeable peeps here, so keep checking back, please! 